Asking themselves, “How would I want to be treated by a financial advisor?”, members of The Nottingham Goodman Group take a client-driven approach to managing the wealth and expectations of affluent individuals and multiple generations of their families. “We hold ourselves to the highest standard of service and work collaboratively on each client’s behalf,” Mark Nottingham says. “To do more for fewer people, we’ve limited the number of clients we serve and we’ve hired the very best people we can find. There are no shortcuts to providing superior wealth management. It requires tremendous financial acumen and personal attention.” The Nottingham Goodman Group has long served clients in the Philadelphia area and nationwide whose careers and busy lifestyles leave little time to manage their assets or prepare for critical transitions. They include business owners, attorneys, physicians, engineers, senior executives and non-profit organizations. “It’s critical to appreciate the motivations of people who operate at a high level. Our defined and disciplined process engages both spouses and often, grown children – so that distinct areas of family wealth can be discussed and optimized. I also work closely with divorcees and widows, to help them set aside emotions and put strategies into motion,” Pam Goodman explains. Utilizing Merrill Lynch portfolios and selected managers that screen for appropriate risk-management characteristics, The Nottingham Goodman Group diversifies each client’s portfolio to align with their personal preferences – and across asset classes and sectors. By focusing “a mile deep, not an inch wide,” college planning, tax minimization and estate planning strategies may also be employed. For business owners, especially, thoughtful liability management with access to Bank of America N.A. can prove beneficial. “Clients want financial independence and answers – when can they retire or what passion can they afford to pursue. It’s fulfilling for us to help clients use wealth in strategic ways – to enjoy a desired lifestyle or leave a meaningful legacy.” Mark Nottingham, CRPC® Senior Vice President – Wealth Management Senior Financial Advisor Portfolio Manager Before joining Merrill Lynch in 1999, Mark spent more than a decade in senior executive roles servicing health care businesses and entities. Blending those experiences, Mark brings real-world perspectives to his monitoring of broad market economic trends and directing of portfolio construction. Mark earned an MBA in Finance and Marketing from Penn State and a Bachelor’s degree from Davidson College. A former professional tennis player, Mark still plays and enjoys hiking, exercise, and reading. He is a Deacon and finance committee member at Presbyterian Church of Chestnut Hill and is a volunteer investment advisor to The Chestnut Hill Historical Society and The Chestnut Hill Community Association. Mark lives in Chestnut Hill with his wife, Sherry, and their three teenage children. Pamela Goodman, CRPC® First Vice President – Wealth Management Senior Financial Advisor A seasoned and sensitive financial advisor, Pam has worked closely with generations of client families since arriving at Merrill Lynch in 1987. Pam takes a planning-based approach to helping clients identify heartfelt aspirations for themselves and those they love. Once goals are agreed upon, she implements risk-managed investment and tax-minimization strategies on their behalf and remains in touch – to update clients on progress toward meeting their goals and updating herself on changes in their lives. Pam earned an MBA in International Finance and Marketing from Temple University after graduating from Muhlenberg College and the City University of London with a Bachelor’s degree in International Business. A lifelong resident of the Main Line/Philadelphia area, Pam and her husband, Steve, are proud parents of their young son, an aspiring technology entrepreneur who also enjoys fishing, traveling and baseball. Pam serves the Lower Merion Little League “Pitched In” effort and supports several local and national philanthropic organizations. Nick Rygiel, CFP®, CRPC® Financial Advisor Senior Portfolio Advisor After serving his country and working as a consultant for Deloitte, Nick joined Merrill Lynch in 2011. He utilizes his analytical skills and industry training to evaluate equity strategies, develop options strategies, and help clients with wealth transfer and long-term-care decisions. Nick graduated from the United States Naval Academy with a Bachelor of Science degree in Systems Engineering. For six years, he served as a Surface Warfare Officer aboard the USS Porter and as a Management Analyst at the Center for Surface Combat Systems. Nick also holds an MBA from the University of Maryland. Nick lives in Narbeth with his wife, Colleen, and their baby boy. Formerly a US Navy crew team member, Nick is now a member of Fairmount Rowing Association, a Blue and Gold Officer for the US Naval Academy, and Secretary for the USNA Alumni Association in Greater Philadelphia. Nick also advises midshipmen, assists in the admissions process, and serves as a high school liaison. Jason Pierce Financial Advisor Jason joined Merrill Lynch in 2014 after graduating from the University of Scranton with honors and a Bachelor of Science in Finance. While there, Jason was a member of PRISM, which managed a portion of the school’s endowment fund. Today, Jason’s primary focus is developing fixed income strategies for clients. Jason is a lifelong resident of Wayne, Pennsylvania, coaches youth basketball teams and actively raises money for local charities. When Jason is not rooting for the Eagles or his alma mater’s basketball team, you may find him competing in cycling races and triathlons. Rocco Rugnetta, CRPC® Vice President Senior Financial Advisor Rocco joined Merrill Lynch in 2006 after ten years spent managing the retirement services divisions of two large investment companies. His current focus is providing investment, retirement income, and estate planning strategies for clients. Rocco earned an MBA in Finance from Saint Joseph’s University and a Bachelor’s degree from LaSalle University. Rocco also graduated from The Institute for Employee Benefits Training. Rocco lives in Philadelphia, is a member of the Philadelphia Chapter of UNICO National, and serves on the board of directors of the Christopher Doto Memorial Scholarship Foundation. He also volunteers at Holy Spirit Church and Guerin Recreation Center. Ethel McHugh Registered Senior Client Associate Ethel brings an extensive wealth management background to serving clients’ transactional, account and administrative needs. Ethel began her career at Bache in 1980, moved to UBS, and joined Merrill Lynch in 2008. A graduate of Widener University, Ethel lives in West Chester with her husband, Jerry, and her stepson, Jerry (both techies). Ethel’s passions include organizing, decorating, repurposing items, swimming, and spending time with her dogs. (She’s a devoted animal lover.) Margaret C. Ritter Registered Client Associate Margaret’s 37-year financial career allows her to offer tremendous knowledge and insight to clients – having held diverse operational roles at several firms. She began her career at Merrill Lynch Capital Markets in 1978 and rejoined the firm in 2015. In addition to handling clients’ inquiries and requests, she serves as their responsive liaison with other team members. Margaret lives in Drexel Hill with her husband, George, and their two children. She enjoys kayaking, fishing and entertaining at their lakefront home. Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S. CRPC® Chartered Retirement Planning Counselor(SM) is a registered service mark of the College for Financial Planning.